Protect your family with life insurance from a local Charlotte State Farm agent. I help parents, guardians, and caregivers throughout Charlotte understand life insurance options for their households. Whether you have little ones at home or a house full of teens, my agency makes the process easy to understand. I also offer auto insurance for new teen drivers, plus homeowners and renters insurance. Contact my Charlotte office today to start a conversation about life insurance.

Hi, I'm Ashley King, a proud State Farm insurance agent serving North Carolina and South Carolina since 2014. Originally from Cleveland, OH, I made Charlotte my home in 2014 and have loved being part of this vibrant community ever since. My agency focuses on creating a straightforward and seamless insurance experience, helping every customer feel confident in their coverage choices.

When I'm not helping families and businesses with their insurance needs, you’ll often find me volunteering at my children’s schools, cheering them on at rec sports games, or exploring new parks for them to play at. My two kids, keep me inspired and grounded, and I love spending weekends outdoors, gardening, traveling, or enjoying time at the pool.

In my professional life, I’m driven by a passion for educating customers about their insurance options and ensuring they have the right coverage in place for life’s unexpected moments. One particularly meaningful experience was presenting a life claim check to a customer I had personally helped. It reinforced my belief in the importance of what we do and reminded me that we have the ability to make a real difference in people’s lives.

Our agency offers a wide range of insurance options, including auto, homeowners, renters, business, life, disability, and pet coverage. What sets us apart is our focus on building strong relationships with our customers, getting to know them and their families, and providing a friendly, professional, and educational experience. We aim to simplify the insurance process and ensure you feel cared for every step of the way.

Outside of work, I’m passionate about supporting the community through sponsorships at local schools and recreational sports teams. By giving back, I hope to make a positive impact on the community where I live and work.

If you’re looking for an insurance agency that’s dedicated to your needs and committed to helping you protect what matters most, I’d love the opportunity to work with you. Stop by our office or give us a call—we’re here to make insurance simple, smooth, and personalized for you!

Our focus is on helping individuals and families with their personal and business insurance needs. We offer free quotes on a variety of insurance products:

• Auto Insurance, Motorcycle Insurance, Camper Insurance, RV Insurance

• Home Insurance, Renters Insurance, Condo Insurance, Rental Dwelling Insurance, Jewelry Insurance

• Small Business Insurance

• Life Insurance, Business Owner Life Insurance, Key Person Insurance

• Disability Insurance, Pet Insurance

Q: Is personal umbrella insurance cost-effective to add?

A: Umbrella insurance is generally very accessible because it only pays out after your primary accounts reach their limits. You get significant additional protection for a relatively small annual cost. Contact Ashley King in Charlotte for an umbrella quote.

Q: Do I need extra protection for firearms, musical instruments, or collectibles?

A: Yes, specialty items like sports gear, fine instruments, stamp/coin collections, and firearms often exceed standard personal property sub-limits. Ashley King in Charlotte can schedule these individual items so they are insured for loss, theft, or damage.

Q: What is the difference between a flat dollar deductible and a percentage deductible?

A: A flat dollar deductible is a fixed amount (like $500 or $1,000) you pay per claim, whereas a percentage deductible (common in storm/wind/hail options) is calculated as a percentage of your home's total insured value. Ashley King in Charlotte can explain which applies to your property.

Q: What local community involvement or outreach does your agency participate in?

A: We believe in giving back to the community we serve by supporting local school sports, community events, safety initiatives, and neighborhood charities. Ashley King is dedicated to making Charlotte a safer, stronger place to live.

Reach out to our team for a free quote on any of your insurance needs. Call our office for all of your home, car, and life insurance needs. We're here to help!